How does this UK take-home pay calculator work?

The calculator estimates your net salary after UK Income Tax and employee National Insurance (NI) using current England tax bands. It shows both yearly and monthly take-home pay and breaks down how much of your gross salary goes to pension, income tax, NI, and net pay.

Can I start from the net pay I want and work out the salary I need?

Yes. Use the 'From desired monthly net pay' tab. Enter the net amount you want to receive each month, and the calculator will estimate the gross annual salary required to achieve that. This inverse net-to-gross mode is ideal for salary negotiations, budgeting, and planning a move to the UK.

What tax code does this calculator use?

The calculator assumes a standard UK tax code based on the normal Personal Allowance (similar to 1257L) and applies the Personal Allowance taper for high earners. When income is high enough that the Personal Allowance is fully removed, the tool effectively uses a 0T-style tax code and displays it in the tax breakdown.

Does this calculator include the Personal Allowance taper for incomes above £100,000?

Yes. This tool applies the Personal Allowance taper, reducing the allowance by £1 for every £2 earned above £100,000 until it reaches zero. This increases the effective tax rate for incomes in the £100,000–£125,000 range and is fully reflected in the tax calculation and tax code shown.

Is this calculator accurate for Scotland or other parts of the UK?

This calculator currently uses the England and Wales Income Tax bands and standard employee National Insurance thresholds. It does not yet support the Scottish Income Tax system, so results for Scottish taxpayers may differ.

Is this financial or tax advice?

No. This calculator provides general guidance only. Tax rules may change, and individual circumstances vary. For personalised advice, please speak to a qualified tax adviser or financial professional.

UK Salary Calculator: Calculate Take-Home Pay or Convert Net to Gross

About this calculator

This UK take-home pay calculator shows your net salary for the 2024/25 tax year, including Income Tax, National Insurance (NI) and pension contributions.

It also includes a percentile ranking based on the latest ONS earnings data — helping you see how your salary compares to other UK earners, something most calculators don’t show.

1. From your annual gross salary:
Enter your salary to see your yearly and monthly take-home pay instantly — including pension, Income Tax, NI, personal allowance taper, and the tax code used in the calculation.

2. From your desired monthly net pay (inverse calculator):
If you already know how much you want after tax each month, switch to the “From desired monthly net pay” tab. The calculator shows the gross salary required to take home that amount — useful for salary negotiations, budgeting and planning a move to the UK.

All calculations run instantly in your browser — nothing is stored or sent anywhere.

You may also want to look at the London cost of living calculator to get a sense of typical monthly costs.

If you are comparing pay between roles, anticipating a pay rise or casually just want to check the difference between two salaries, try our Salary Comparison Calculator too.

Updated for the 2024/25 UK tax year, including the most recent Budget changes. This calculator is refreshed annually so the figures you see match the rules now in place — and the ones already announced for the year ahead.

Disclaimer: This calculator is intended for general guidance only. Tax rules may change, so please check the official UK government website for the latest information. Always consult a qualified financial or tax adviser before making any significant financial decisions.

This calculator runs entirely in your browser — no personal information is collected, stored, or sent to any server. All calculations are processed locally on your device.

Share the tool with someone

Useful if you want to send this to your partner or to do more calculations or scenarios later on.